What is a Financial Planner?

WIN Financial Network is an Authorised Corporate Representative of WealthSure Pty Ltd ABN 93 097 405 108 Australian Financial Services License Holder 23 80 30 Suit 1, 34 Hasler Road, Herdsman Business Park, Osborne Park, WA 6017

In todays growing business markets, intricate decisions can be necessary regarding future financial stability. The Financial Planner is a knowledgeable person who can make suggestions to capitalize on investments.  We educate our clients on what their options are and have a general discussion to narrow these options down to ones that the client is comfortable with. Working personally with clients and being in regular communication with the Financial Planner puts the client ahead of the business markets and eases the uncertainties that are associated with investing and future planning.

As your Financial Planner, Janeece will listen to your financial goals and be aware of your concerns. Every client is unique because each investor has very different reasons to invest or to seek the advice of a Financial Planner. After discussing your concerns and identifying your goals, Janeece will visualize your Financial Plan based on what you want to achieve. A review on your current financial situation will be conducted and from the information gathered, Janeece can assist you in focusing on your priorities given the time frame you want to achieve these goals.

It is imperative that the information Janeece gathers from your consultations together, reflects how you want your financial plan to be actioned. Financial Planning develops over time; depending on how the markets are performing and therefore annual & half yearly reviews regarding investments is encouraged so as to keep the client up to date with what is happening in the markets and how it impacts on your investments.

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What is a Mortgage Broker?

A mortgage broker is an independent real estate or financing professional who arranges residential mortgages and other financial products. Mortgage brokers don't lend and can't approve loans or make loan commitments to borrowers. Their role is to bring borrowers and lenders together. A broker keeps an eye on the mortgage market through ties to local, regional, and national lenders, and can refer a future borrower to a mortgage banker, savings institution or commercial bank. 

What can a Mortgage Broker do for you?

Brokers provide consumers with choice, convenience and expertise. The consumer receives an expert mentor through the complex mortgage lending process.

A Mortgage Broker can place a loan with the lender that has the best rate at the time of agreement. Mortgage companies offer the consumer the means to obtain manageable and affordable home loans while balancing the consumer's financial resources and objectives.

A huge benefit is the extensive network of private and institutional lenders that mortgage brokers represent. Since each lender has specific loan guidelines and criteria, the Mortgage Broker can help you find the type of loan that will suit your specific needs and financial situation.

One of the most important aspects of property purchasing is ensuring that you have the correct structure from both a loan and tax perspective. This is where having a Financial Planner and Mortgage Broker under the same umbrella is invaluable

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History of WIN

WIN (Women’s Investment Network) was founded in 1983 with a view to educating women about money and how they can invest to secure their future. At that time women were earning good money but were spending it on the mortgage, children’s education, etc and not putting it towards their retirement. You might say that nothing has changed!!!

Janeece’s foundations were grounded in the finance industry from a very early age due to a close relationship with her father, a successful accountant, who encouraged discussions about tax laws and changes that were current affairs. However, her first career was in the secretarial field. After the birth of her third child she assisted her husband in the running of his business. She joined WIN in 1988 as a computer operator and in 1989 became a Financial Planner after completing the appropriate studies.

In 1994 Janeece took over Women’s Investment Network, Queensland and has been running it ever since, but changed the name to WIN Financial Network. In January 2002 Janeece completed her Diploma of Financial Advising through the Securities Institute. Janeece is an Affiliate Member of the Financial Planning Association.

Janeece Giraldo is an authorised representative of WealthSure Pty Ltd ABN 93 097 405 108  AFSL 23 80 30

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